Privacy Policy

Last updated: May 2026

Table of Contents

1. Introduction2. Information We Collect3. How We Use Information4. Cloud Storage & Security5. Real-Time Cloud Sync6. AI Features7. Cookies & Tracking8. Third-Party Services9. User Rights10. Data Retention11. Children's Privacy12. International Processing13. Limitation of Liability14. Policy Updates15. Contact

Vault respects your privacy and is committed to protecting personal information with transparency, security, and modern data protection standards.

This Privacy Policy explains how Vault collects, uses, stores, protects, processes, and shares information across the Vault website, web application, mobile experience, cloud infrastructure, analytics systems, AI-powered tools, and related services.

By accessing or using Vault, users agree to this Privacy Policy.

1. Information We Collect

Vault may collect and process the following categories of information:

Personal Information

  • Name
  • Email address
  • Profile information
  • Account credentials
  • Authentication data
  • User preferences

Financial Data Entered by Users

  • Transactions
  • Budgets
  • Spending categories
  • Goals
  • Financial reports
  • Investment tracking
  • Analytics
  • Uploaded content
  • Notes and custom entries

Technical & Device Information

  • IP address
  • Browser type
  • Device information
  • Operating system
  • Session activity
  • App interactions
  • Screen resolution
  • Performance metrics
  • Usage analytics
  • Error diagnostics

Authentication & Security Data

  • Login sessions
  • Device tokens
  • Encrypted authentication records
  • Security logs

2. How We Use Information

Vault uses collected information to:

  • Operate the platform
  • Synchronize data securely across devices
  • Maintain cloud functionality
  • Generate analytics and reports
  • Improve user experience
  • Personalize dashboards and insights
  • Support AI-powered categorization and financial summaries
  • Detect suspicious activity
  • Prevent abuse and fraud
  • Improve performance and stability
  • Communicate important updates and notices
  • Maintain account and infrastructure security

3. Cloud Storage & Security

Vault stores user data using secure cloud infrastructure and modern encryption practices. Security protections may include:

  • Encrypted data transmission
  • Protected authentication systems
  • Session protection
  • Access controls
  • Infrastructure monitoring
  • Cloud security policies
  • Secure database architecture

Vault takes commercially reasonable measures to protect user information, however no online platform can guarantee absolute security. Users are responsible for maintaining the confidentiality of their passwords and account credentials.

4. Real-Time Cloud Sync

Vault may synchronize information in real time across:

  • Desktop
  • Mobile
  • Tablet
  • Web sessions

Changes made on one device may automatically update across all logged-in devices associated with the same account.

5. AI Features & Smart Insights

Vault may provide AI-powered:

  • Financial summaries
  • Spending analysis
  • Smart categorization
  • Forecasting
  • Budget recommendations
  • Financial insights
  • Trend analysis

AI-generated information is provided for informational purposes only and should not be interpreted as financial, legal, tax, or investment advice. Users remain solely responsible for financial decisions and outcomes.

6. Cookies & Tracking Technologies

Vault may use cookies, local storage, analytics tools, and similar technologies to:

  • Maintain login sessions
  • Remember preferences
  • Improve speed and performance
  • Analyze usage behavior
  • Enhance security
  • Improve functionality

Users may disable cookies through browser settings, although certain features may become unavailable.

7. Third-Party Services

Vault may integrate with third-party providers including:

  • Supabase
  • Analytics providers
  • Authentication providers
  • Cloud infrastructure services
  • AI infrastructure providers
  • Payment processors if subscriptions are introduced later

Third-party services may operate under independent terms and privacy policies.

8. User Rights & Controls

Users may:

  • Access their information
  • Modify account details
  • Delete transactions
  • Export financial data
  • Request account deletion
  • Manage preferences and settings

Certain information may be retained where legally required or necessary for security purposes.

9. Data Retention

Vault may retain information:

  • While accounts remain active
  • To provide services
  • To maintain backups
  • To comply with legal obligations
  • To resolve disputes
  • To enforce agreements

10. Children's Privacy

Vault is not intended for individuals below the age permitted by applicable laws to independently use financial services platforms.

11. International Processing

Information may be processed and stored in regions where Vault infrastructure providers or cloud services operate. By using Vault, users consent to such processing where permitted by law.

12. Limitation of Liability

Vault provides services on an “as available” and “as is” basis. Vault does not guarantee:

  • Uninterrupted availability
  • Complete accuracy
  • Investment outcomes
  • Financial performance
  • Uninterrupted synchronization

Vault is not responsible for:

  • Financial losses
  • Trading losses
  • Investment decisions
  • Data interruptions
  • Indirect damages

13. Policy Updates

Vault may update this Privacy Policy periodically. Continued use of the platform after updates constitutes acceptance of revised policies.

14. Contact

For questions regarding this Privacy Policy: info@reen-co.ca